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As chief executive since 2012, George Hermann led Windsor Federal to one of our most successful periods, nearly doubling our asset size. He also helped refocus our loan portfolio on commercial lending and christened a state-of-the-art operations center. His 2023 annual letter attests to his pride in our bank.
When he retired in 2023, CEO Hermann handed the reins to EVP & Chief Lending Officer Luke Kettles. Watch this space for future letters from our new chief executive.
Windsor Federal closed out fiscal year 2023 well-capitalized and with record earnings. As the only mutual bank headquartered in Hartford County, our founding principle of “Neighbors Helping Neighbors” enables us to act in the best interest of our customers, who are our owners versus outside shareholders. Guided by our mission, we build solid partnerships with our customers and communities and a solid foundation upon which they can thrive. This annual report pays tribute to the pillars – steadiness, reliability, courage, compassion, fortitude, commitment, and investment – that support our foundation.
Through its history, Windsor Federal has remained a steady and reliable constant in sometimes challenging environments. We take great pride in our leadership role in the communities we serve and do not take this responsibility lightly. We maintain prudent risk practices to ensure long-term financial performance and capital preservation. We are an FDIC-insured, highly regulated bank. We are well-suited to support our customers through their own unique challenges and opportunities, with the assurance that their hard-earned money is safe.
Just as the world around us is ever-evolving, so is our organization. Windsor Federal’s leadership will be turning to a new chapter in 2024. After 38 years of service, Bob Verrengia will retire from our Board of Directors, having served the last 11 years as Chairman. It has been a privilege to work alongside Bob, navigating the changing landscape of the banking industry. Bob has demonstrated courage, compassion, and fortitude in his leadership, which has been an integral part of our organization’s success. On behalf of our employees, customers, and community partners, I wish Bob and his wife Betty much enjoyment in retirement.
Over the last 11 years, it has been a great honor of mine to serve as President and Chief Executive Officer of Windsor Federal. It is my pleasure to continue to help steer the Bank on its charted course in my new role as Executive Chairman and welcome Luke Kettles as President and Chief Executive Officer. Having been with Windsor Federal for seven years as its Chief Lending Officer, Luke is entrenched in the Bank’s mission and purpose, and I am confident that he will carry forward with our commitment.
The strength in our organization lies in our customers, communities, and team members. As we look to the future of our institution, we will continue to invest in technologies, products, and solutions that support the evolving needs of our customers – helping to grow businesses, build homes, and invest in the future.
