Savings

Savings accounts to help meet your goals.

Explore your savings account options.

Statement Savings

Lay the foundation for a lifetime of good saving habits.

  • Earn interest and avoid fees with a monthly balance of $100
  • Use as overdraft protection for your personal checking account
  • Transfer money between accounts via online or mobile banking

Money Market Accounts

The higher your balance, the more interest you earn.

  • Earn interest and avoid fees with a monthly balance of $2,500
  • Use as overdraft protection for your personal checking account

Health Savings Account

Manage the high cost of healthcare with a tax-advantaged HSA.

  • Tax-deductible contributions, tax-free growth, non-taxable withdrawals for qualified expenses
  • Ideal for covering medical expenses on a high-deductible health plan (HDHP)

CDs

Lock in our best CD rates on your terms, earn a guaranteed return.

  • Choose 3-month to 5-year terms
  • Open a CD with as little as $1,000

IRAs

Invest in your future with a tax-advantaged individual retirement account CD.

  • Choose 3-month to 5-year terms
  • Open with as little as $1,000

Student Savings

Save for the life you want now – field trips, concert tickets, eating out, big goals and small ones. Oh, and tell your friends.

  • Earn interest on your birthday and babysitting money
  • Use as overdraft protection for your personal checking account
  • Transfer money between accounts via online or mobile banking

Compare your savings account options.

A comparison of personal savings accounts and their features.
Account FeaturesStatement Savings AccountMoney Market AccountHealth Savings Account (HSA)Certificate of Deposit (CD)2Student Savings
Main BenefitEarns interest with a monthly minimum balance of $100Earns a higher interest rate with a $2,500 balance1Sets tax-free funds aside for medical expensesThe longer your term, the more you earnEarn interest and save for the life you want now
Minimum Opening Deposit$10$2,500$10$1,000$XXX
Monthly Service FeesNone*$XX$2n/a$XX
Interest BearingYesYesYesYesYes
Free transfers via Online or Mobile BankingYesYesYesn/aYes
Other BenefitsUse as overdraft protection for checking accountUse as overdraft protection for checking accountHigher balances earn more moneyChoose short-term or long-term, depending on your needsUse as overdraft protection for checking account
How to OpenOpen Account for Statement SavingsOpen Account for Money MarketOpen Account for Health Savings Account (HSA)Open Account for Certificates of DepositOpen Account for Student Savings

    1Rates may change after account opening. Fees may reduce earnings.

    2Also offered for IRA accounts.

    Debit Card

    Swipe or tap your free debit card to make purchases or use it free of charge at any Windsor Federal network ATM.

    Checking Accounts

    Free checking accounts, checking accounts online, free debit cards and more.

    Home Loans

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    For Your Convenience

    Add your debit card to your mobile wallet. Estimate your savings. Check the latest rates. All right here online.