Home Loans

Renovate. Relocate. Upsize. Downsize. Invest in residential real estate. Or realize your dream of first-time homeownership.

Explore your mortgage and loan options.

Home Purchase Mortgage

  • As little as 3% down for qualified borrowers
  • Fixed and adjustable rates available
  • Primary residence, second home, and investment properties
  • Single-family, 2- to 4-family and condominiums
  • Ownership of multiple properties allowed

Home Refinance

  • Competitive fixed rates
  • 10- to 30-year terms
  • The shorter your term, the lower your rate

Home Construction

  • Lock in your interest rate at application
  • Take up to 12 months to complete construction
  • Make interest-only payments on funds advanced during construction

Home Equity

Use the home equity you’ve built to renovate, consolidate, manage education expenses, and more.

  • 15-year home equity loan terms with fixed payments
  • 10 years to use HELOC funds, 15 more to repay

Compare loans.

A comparison of personal loans and their features.
Product FeaturesFixed-Rate MortgageAdjustable-Rate MortgageConstruction LoanHome Equity LoanHome Equity Line of Credit
Main BenefitLock into fixed rates1 at a wide range of termsEnjoy flexible terms and lower rates1Set a fixed rate1 for a full year while you buildTake a lump sum based on your home value1Tap your equity for a line of revolving credit1
Terms10-30 years23-10 years212 months2Up to 15 years2Up to 25 years2
Minimum Loan Amountn/a$XXX,0003$XXX,0003$25,0003$25,0003
Maximum Loan Amount$XXX,0004$XXX,0004$XXX,0004Up to 80% of the property’s appraised value4Up to 80% of home’s equity4
Fees0 points50 points5$XX5$XX5None for loans up to $200,0005
Other BenefitsThe shorter your term, the lower your interest rateMore affordable option if you plan to sell your home within a few yearsInterest-only payments on advanced funds during constructionFixed monthly payments for the life of the loanInterest-only payments on funds drawn

    1Subject to credit approval. Rates may be impacted by a variety of factors and are subject to change without notice. Other terms and conditions may apply.

    2tbd

    3tbd

    4tbd

    5Point options are available upon request. Additional fees and closing costs may apply.

    Certificates of Deposit

    Lock in our best CD rates on your terms and earn a guaranteed return. Borrow against the collateral to kickstart (or finish) a project.

    Savings Accounts

    Statement savings for short-term goals. High-yield savings accounts for long-term goals.

    Online Bill Pay

    Got enough to keep track of without worrying about due dates for monthly bills? Get free online bill pay.

    For Your Convenience

    Add your debit card to your mobile wallet. Estimate your savings. Check the latest rates. All right here online.