Checking

Find the best bank checking account for you, right here.

Explore your checking account options.

Totally Free Checking

Totally simple. Totally free. Little wonder it’s a customer favorite.

  • Free Debit Card
  • Free Mobile Banking App
  • Free Online Bill Pay and Online Banking

Performance Plus Checking

Keep a balance of at least $2,500, and we’ll pay you interest and waive the monthly fee.

  • Free Debit Card
  • Free Mobile Banking App
  • Free Online Bill Pay and Online Banking

Student Checking

Set up your own bank account, establish credit, grow with us.

  • No minimum balance required, no monthly service charge
  • Free Debit Card
  • Free Mobile Banking App
  • Free Online Bill Pay and Online Banking

Home Town Checking

An account to help rebuild financial stability with the support of your local bank.

  • Free Debit Card
  • Free Mobile Banking App
  • Free Online Bill Pay and Online Banking

Compare checking accounts.

A comparison of personal checking accounts and their features.
Account FeaturesTotally Free CheckingPerformance Plus CheckingStudent CheckingHome Town Checking
Main BenefitTotally free checking account, as the name impliesMoves you up a tier to earn higher interest with a higher balanceSet up your own bank account and establish creditRebuilds financial stability with your local bank’s support
Minimum Opening Deposit$XX$2,500$0$25
Monthly Service FeesNone$25$0$5
ATM or Monthly Service Fee WaiversYesYesYesYes
Interest Bearing1YesNoNo
Online Bill Pay & Online BankingYesYesYesYes
Mobile BankingYesYesYesYes
Free Debit CardYesYesYesYes
Overdraft ProtectionFree with Statement Savings or Money MarketFree with Statement Savings or Money Market
Other BenefitsMonthly service fee waiver and ATM fee rebates
How to open an accountOpen AccountOpen AccountOpen AccountOpen Account

    1Rates are variable and subject to change.

    Debit Card

    Swipe or tap your free debit card to make purchases or use it free of charge at any Windsor Federal network ATM.

    For Your Convenience

    Add your debit card to your mobile wallet. Estimate your savings. Check the latest rates. All right here online.